Student Loans and Loan Refinancing

College friends should last a lifetime, your student loans shouldn’t.

Home Your Life Student Loans and Refi

Private student loans can be a cost-effective way to pay for college after scholarships, grants, savings and federal aid.

  • Flexible funding
  • Lower interest rates
  • Repayment options
  • Easy online application and approval
  • Convenient line of credit structure that lets you apply once and secure financing for your entire college career1

Refinance and consolidate both private and federal student loans into one easy payment and potentially lower your rate.

  • Competitive interest rates
  • Loan limit up to $100,000
  • Flexible repayment terms
  • No origination fees or prepayment penalties
  • Easy online application and instant credit decision
College Comparison Calculator

Find Out How Much You'll Need for College

Enter details about your income, the state you live in and the college(s) you’re considering, and we’ll calculate the cost, including possible discounts based on your income.

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Achieve Your Dreams, the Workers Way

Whether it’s getting your degree, landing your first job, or saving to buy a car, we want you to feel confident in your money decisions. Meet one-on-one with a Workers Way financial coach so we can help you achieve your dreams.

1Rates subject to change at any time without notice unless otherwise noted. Offers may be withdrawn at any time. Subject to membership eligibility. Workers Federal Credit Union membership required; minimum balance to open membership account is $5, unless otherwise noted. Subject to credit qualification and annual credit review. Must meet school's Satisfactory Academic Progress (SAP) requirements. Approved schools subject to change without notice.