A Tiered Savings Account1 That Helps You Want to Save

  • The more you deposit the more interest you can earn
  • Small, attainable tiers that keep more earnings within reach
  • Open with as little as $5
  • No monthly maintenance fees

What is a tiered savings account?

Our tiered savings account is designed to start you with a great rate and a low opening balance that will make you feel good about saving. Our attainable tiers allow you to start earning interest immediately. So, the more you save, the more you earn! And the best part is, there are no monthly maintenance fees. It’s like we actually want you to save money. It’s that simple.

Calculate your

SaveUp earnings

Use the calculator below to estimate* how
much you could save with a SaveUp account.
Deposit amount ($):
Blended Interest Rate:1,2%
APY (Annual Percentage Yield):1 %
Interest Earned (One Year): $

Open a New Account


Convenient Locations

Workers Credit Union provides banking services to greater Athol, Chelmsford, Fitchburg, Gardner, Groton, Hudson, Lancaster, Leominster, Lunenburg, Orange, Townsend, Westford, and Worcester, MA.

Open your account online or contact us with any questions.


The calculator ESTIMATES the total interest to be earned after a one year period. The interest amounts and APY calculations assume that the dollar amount balance remains in the account the entire year. Any deposits/withdrawals to the balance amount will change the total interest earned.

1 Rates are subject to change without notice at the discretion of the Credit Union. Annual Percentage Yield (APY) and rates are effective as of July 1, 2020. Minimum to open a SaveUp account is $5. There is a limit of one(1) SaveUp account per member as primary owner. Fees may reduce earnings. See our fee schedule for specifics. Interest compounded daily and paid monthly. Must have a Workers Credit Union Membership.

2 The blended interest rate is the combination of the different interest rates applied per savings tier amount, resulting in an overall effective interest rate for the total amount of the deposit. Please view the SaveUp Rates for more information on the interest rates per tier.

A Safe Place for Your Money

As a member of Workers, take comfort in knowing that every dollar you deposit is safe, secure, and 100% insured. All deposits are fully insured by a combined insurance coverage of the NCUA, up to $250,000, and the MSIC covers the rest. Now that’s safe keeping.