Here is why you should be driven to get a Workers Used Auto Loan:

  • Dive in. Get pre-approval before heading to the dealer. When the time comes to make a choice, you can focus on the vehicles instead of financing.
  • Spend less. Our loan rates are lower than you’ll get at most dealers. And we won’t tack on a lot of extra fees.
  • Borrow more. You can finance up to 100% of your vehicle’s purchase price.
  • Stretch out. Our flexible options give you up to 72 months to repay your loan.

Putting You on the Road to a Great Ride

You need a long checklist when you buy a used car. Any dents? Anything left on the warranty? Is the dealer reputable? Is the price acceptable? Here’s an idea: Concentrate on one thing at a time. Gear up for the buying process by getting pre-approved for a low-cost Workers Used Auto Loan. That will let you focus on cars when you head to the dealer. When it comes to reliability, we can’t make any promises about the car. But you can count on us.


Get Pre-Approved


Convenient Locations

Workers Credit Union provides in-person banking services and financial coaching at locations in Worcester, Lowell, Fitchburg, Gardner, Chelmsford, Westford, Groton, Townsend, Lunenburg, Lancaster, Leominster, Athol, Hudson, and Orange, MA.

Get pre-approved for your Used Auto Loan or contact us with any questions.

Used Auto Loans PAIRS WELL WITH...

Not ready to make the jump? Take a look at some of the other options, we’re sure you’ll find what you were looking for.

SaveUp Savings

Start saving big with just $5. The more you save, the more you earn!

Online Banking

We know you need to keep in touch with your finances


Estimate does not include insurance. Loan amount may vary based upon credit approval. Other rates and terms also available Visit our Rates page for more information.

*The Annual Percentage Rate is as low as 3.49% for New–2016 - up to 66 Months. The monthly payment per $1,000 borrowed is $16.73. Rates subject to change without notice. Offers may be withdrawn at any time. Workers Federal Credit Union membership required. Other rates and terms available. Drive4Less is not available to refinance current auto loans from Workers Federal Credit Union.

Subject to credit underwriting. Rates effective as of July 1, 2021 and subject to change at any time.

A Safe Place for Your Money

As a member of Workers, take comfort in knowing that every dollar you deposit is safe, secure, and 100% insured. All deposits are fully insured by a combined insurance coverage of the NCUA, up to $250,000, and the MSIC covers the rest. Now that’s safe keeping.