Home Equity Options

Home Equity Line of Credit

Go for a line of credit for ever-changing needs.

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Home Equity Loan

Get a fixed-rate lump sum when you know your budget.

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1Subject to our normal credit requirements and credit underwriting. Rates subject to change without notice unless otherwise noted. Other restrictions may apply.

Annual Percentage Rates (APRs) are effective as of July 1, 2021.

Offers may be withdrawn at any time.

Workers Federal Credit Union membership required. Membership established by opening a $5 membership savings account.

Please consult your tax advisor to see if you qualify.

Other rates and terms on Workers’ home equity loans are available.

2The Annual Percentage Rate (APR) on our home equity loan is as low as 4.240% APR up to 60 Months. The monthly payment on a 60-month home equity loan per $1,000 borrowed is $18.53. Annual Percentage Rates include a 0.50% discount for electronic payments for your home equity loan from a Workers Checking Account. Maximum combined loan to value is 80% for owner-occupied primary residence and 75% for owner-occupied second homes. Homeowner’s insurance is required. Minimum loan amount is $25,000.

3 Maximum combined loan to value is 100% for owner-occupied primary residence. Homeowner’s insurance is required. Minimum loan amount is $25,000.

A Safe Place for Your Money

As a member of Workers, take comfort in knowing that every dollar you deposit is safe, secure, and 100% insured. All deposits are fully insured by a combined insurance coverage of the NCUA, up to $250,000, and the MSIC covers the rest. Now that’s safe keeping.