Business Savings and Checking Accounts

Time is money. We know your time is precious, that’s why we made it easy to compare and choose business accounts that will rise to the challenge of your business needs.

Business Checking

Boost your profits, not your expenses with this low-cost checking account.

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  • 400 free transactions per statement cycle1,3
  • No monthly service charge
  • No minimum balance
  • Minimum $5 to open
  • Free Bill Pay4
  • Overdraft Options
  • Save the change from your transactions with Debit Roundup (call to activate)

Business Money Market

Make your money work for you in this multi-tiered account.

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  • Earn up to 0.40%1
  • Minimum $1,000 to open
  • Minimum $50 to earn
  • Overdraft Options
  • Save the change from your transactions with Debit Roundup (call to activate)

Business Share Savings

Use as your membership account or additional savings.

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  • Earn 0.05% APY1
  • Membership account
  • Minimum $5 to open

Business SaveUp Savings

Save more with high rates and small attainable tiers.

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  • Earn our highest business rates immediately1,2
  • Deposit $50 or more per month and earn an even higher rate
  • Minimum $5 to open
  • Membership account

All Workers business deposit accounts give you:

Debit or ATM Card

Call us to order your card or stop by a branch to get one instantly.5

Online and Mobile Banking

View accounts, move money, pay bills and deposit checks.6

eStatements

A convenient way to store your monthly statements and feel good about going green.

CO-OP Shared Branching

Access thousands of surcharge-free ATMs5 and a shared branch network
Card Security

Even Safer Transactions

Use the CardValet® app to manage your card security and contact us to register your debit card for Mastercard SecureCode, a security PIN to make purchasing online with your card even safer.

Achieve Your Goals, the Workers Way

At Workers Credit Union, you’ll have access to the right banking products, insurance, and services to achieve your business goals, the Workers Way.

1All Accounts: Rates subject to change at any time without notice unless otherwise noted. Offers may be withdrawn at any time. Subject to membership eligibility. Workers Federal Credit Union membership required; minimum balance to open membership account is $5, unless otherwise noted. $5 will be held in account until the account is terminated, at which time it will be returned to the account owner. Annual Percentage Yield (APY) and rates are effective as of 8/18/2021. Fees may reduce earnings. See our fee schedule for specifics. Interest compounded daily and paid monthly.

2Business SaveUp Savings: The minimum balance required to open this account is $5. You must maintain a minimum daily balance of $5 in your account each day to obtain the disclosed annual percentage yields as per our disclosed rates. See rates page for the breakdown of tiers, rates and minimum balance to earn dividend requirements.

Note: As of June 1, 2021, In order to receive the higher APY listed you must have a direct deposit(s) and/or monthly deposit(s) that include internal transfers, external transfers or deposits that aggregate to at least $50 in the statement period which will allow you to be able to be eligible to earn a higher annual percentage yield(APY) on each applicable tier. If you do not make the $50 deposit as noted, you will earn the base APY for that month. The $50 deposit must post prior to the end of the statement cycle to receive the higher APY.

Further, in addition to meeting the requirement as listed above to earn the higher APY rate, the account must be open for the entire statement period, otherwise, the base rate will be applied to the entire balance for the number of days in which the account was opened during the month.

The highest APY range listed assumes a deposit of $3,000,000 for illustration purposes only. There is no maximum deposit amount. There is a limit of one (1) Business SaveUp account per entity as a primary owner.

3Business Checking: Deposits, items deposited and checks paid are considered transactions. 

4Business Checking: Free Bill Pay does not include Small Business Payments. Please ask a Financial Service Representative for details.

5Other institutions may impose a surcharge for use of their ATMs.

6Text, data, and messaging rates apply for downloading/utilizing the app and text alerts.