Business SaveUp Savings

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Your Money Working Smarter

Cross over into more savings with our highest earning tiered business savings account. Watch your savings grow with small, attainable tiers that keep more earnings within reach. Deposit $50 or more each month and you’ll earn an even higher rate.1,2

Partner with the Workers Business Team to reach your business goals. Contact us to learn more about or to open a Business SaveUp Account!

Contact the Business Team
  • Earn our highest business rates immediately
  • No monthly maintenance fees
  • Membership account
  • Minimum $5 to open

Use the calculator below to estimate how much you could save with a SaveUp account.



Achieve Your Goals, the Workers Way

At Workers Credit Union, you’ll have access to the right banking products, insurance, and services to achieve your business goals, the Workers Way.

Bank on the Go

Free online and mobile banking make it easy to keep track of your saving. Always know your balance by setting up text alerts and easily deposit checks with a few taps on your phone.4

Business SaveUp Savings

Minimum Daily Balance for Interest
$0–$499.99
$500–$999.99
$1,000–$1,999.99
$2,000–$2,999.99
$3,000–$4,999.99
$5,000–$6,999.99
$7,000–$9,999.99
$10,000–$12,999.99
$13,000–$16,999.99
$17,000–$20,999.99
$21,000–$24,999.99
$25,000–$29,999.99
$30,000–$39,999.99
$40,000–$49,999.99
$50,000–74,999.99
$75,000–$99,999.99
$100,000–$249,999.99
$250,000–$999,999.99
$1,000,000 or more

Rates subject to change at any time without notice unless otherwise noted. Offers may be withdrawn at any time. Subject to membership eligibility. Workers Federal Credit Union membership required; minimum balance to open membership account is $5, unless otherwise noted. $5 will be held in account until the account is terminated, at which time it will be returned to the account owner. Annual Percentage Yield (APY) and rates are effective as of 8/18/2021. Fees may reduce earnings. See our fee schedule for specifics. Interest compounded daily and paid monthly.

2The minimum balance required to open this account is $5. You must maintain a minimum daily balance of $5 in your account each day to obtain the disclosed annual percentage yields as per our disclosed rates. See rates table above for the breakdown of tiers, rates and minimum balance to earn dividend requirements.

Note: As of June 1, 2021, In order to receive the higher APY listed you must have a direct deposit(s) and/or monthly deposit(s) that include internal transfers, external transfers or deposits that aggregate to at least $50 in the statement period which will allow you to be able to be eligible to earn a higher annual percentage yield(APY) on each applicable tier. If you do not make the $50 deposit as noted, you will earn the base APY for that month. The $50 deposit must post prior to the end of the statement cycle to receive the higher APY.

Further, in addition to meeting the requirement as listed above to earn the higher APY rate, the account must be open for the entire statement period, otherwise, the base rate will be applied to the entire balance for the number of days in which the account was opened during the month.

The highest APY range listed assumes a deposit of $3,000,000 for illustration purposes only. There is no maximum deposit amount. There is a limit of one (1) Business SaveUp account per entity as a primary owner.

3 The calculator ESTIMATES the total interest to be earned after a one-year period. The interest amounts and APY calculations assume that the dollar amount balance remains in the account the entire year. Any deposits/withdrawals to the balance amount will change the total interest earned. The blended interest rate is the combination of the different interest rates applied per savings tier amount, resulting in an overall effective interest rate for the total amount of the deposit. Please view the SaveUp Rates for more information on the interest rates per tier.

4 Text, data, and messaging rates apply for downloading/utilizing the app and text alerts.