SBA Lending Solutions
Big help for small businesses! Whether you’re starting a small business or expanding, you have access to SBA loans through Workers Credit Union.
- $50,000–$5 million
- Competitive rates1
- Terms up to 25 years for real estate
- Terms up to 10 years for business acquisition or equipment
- Terms up to 7 years for working capital
- Uses: equipment, supplies, furniture, renovations, inventory, acquiring or starting a business, working capital, land or refinance existing debt
Microloan Program
Small, short-term loan for different types of expenses.
Contact Us Learn More at SBA.gov- Up to $50,000
- Competitive rates1
- Terms up to 6 years
- Uses: working capital, furniture, supplies, or equipment
- $25,000–$5.5 million
- Fixed interest rate1
- Terms up to 20 years for real estate
- Terms up to 10 years for equipment
- Refinancing permitted
- Uses: land, buildings, or equipment
- Up to $250,000
- Variable interest rate1
- Up to 25 years repayment for real estate
- Up to 10 years repayment for business acquisition or equipment
- Up to 7 years for working capital
- Uses: equipment, supplies, furniture, renovations, inventory, acquiring or starting a business, working capital, land or refinance existing debt
All loan accounts have access to these features:
Available to Businesses of Any Type
Whether you’re a start-up or a well-established business, you’re welcome to apply for any of our lending solutions.
Low Down Payment Options
Kickstart your business financing needs with a low down payment.
Doing Business, the Workers Way
As a business member, you always have access to a Business Relationship Manager who will walk you through the lending process step by step and provide expertise for your small business banking needs. After all, your success is our success!
1Subject to SBA eligibility requirements. Contact the business team to determine which loan is best suited for your needs.