SBA Lending Solutions
Big help for small businesses! Whether you’re starting a small business or expanding, you have access to SBA loans through Workers Credit Union.
- $50,000–$5 million
- Competitive rates1
- Terms up to 25 years for real estate
- Terms up to 10 years for business acquisition or equipment
- Terms up to 7 years for working capital
- Uses: equipment, supplies, furniture, renovations, inventory, acquiring or starting a business, working capital, land or refinance existing debt
Microloan Program
Small, short-term loan for different types of expenses.
Contact Us Learn More at SBA.gov- Up to $50,000
- Competitive rates1
- Terms up to 6 years
- Uses: working capital, furniture, supplies, or equipment
- $25,000–$5.5 million
- Fixed interest rate1
- Terms up to 20 years for real estate
- Terms up to 10 years for equipment
- Refinancing permitted
- Uses: land, buildings, or equipment
- Up to $250,000
- Variable interest rate1
- Up to 25 years repayment for real estate
- Up to 10 years repayment for business acquisition or equipment
- Up to 7 years for working capital
- Uses: equipment, supplies, furniture, renovations, inventory, acquiring or starting a business, working capital, land or refinance existing debt
All loan accounts have access to these features:
Available to Businesses of Any Type
Whether you’re a start-up or a well-established business, you’re welcome to apply for any of our lending solutions.
Low Down Payment Options
Kickstart your business financing needs with a low down payment.
1Subject to SBA eligibility requirements. Contact the business team to determine which loan is best suited for your needs.