Free Checking

Back to the basics account perfect for the person on the move with no minimum balance or monthly requirements.

Home Checking Accounts Free Checking

Debit Roundup

Want to Save While You Spend?

Round up your transactions and save the “change” with Debit Roundup. Call us to activate! Your membership also includes access to a Workers WayTM financial coach who can help you create a budget that allows you spend on what you want, while also keeping money in the bank.

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  • Free Online Bill Pay
  • No monthly service charge
  • No minimum balance

Free Checking

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Minimum Daily Balance for Stated APY

A Workers Free Checking account gives you:

Debit/ATM card icon

Debit or ATM Card

Call us to order your card or stop by a branch to get one instantly.2
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CO-OP Shared Branching

Access thousands of surcharge-free ATMs2 and a shared branch network nationwide.
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Online and Mobile Banking

View accounts, move money, pay bills, deposit checks and sign up for e-statements.3
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Overdraft Options

Life happens. Overdraft protection4 can give you peace of mind. View your options.
Card Security

Even Safer Transactions

Use the CardValet® app to manage your card security and contact us to register your debit card for Mastercard SecureCode, a security PIN to make purchasing online with your card even safer.

1Rates subject to change at any time without notice unless otherwise noted. Rate may change after the account is opened. Offers may be withdrawn at any time. Subject to membership eligibility. Workers Federal Credit Union membership required; minimum balance to open membership account is $5, unless otherwise noted. Annual Percentage Yield (APY) and rates are effective as of . Fees may reduce earnings. See our fee schedule for specifics. Interest compounded daily and paid monthly. See account disclosure and account terms and conditions provided at account opening for additional information. 

2Other institutions may impose a surcharge for use of their ATMs.

3Text, data, and messaging rates apply for downloading/utilizing the app and text alerts.

4Free Checking is not eligible for Overdraft Privilege but does qualify for other overdraft options; Checking Account Line of Credit and Sweep Account Transfers.