Home Equity Line of Credit

Home Home Equity, Improvement and Energy Loans  Home Equity LOC

Flexible Long-Term Access to Your Home Equity

By getting a line of credit you can borrow from your home’s equity as you need and pay back at a variable rate. Perfect to quickly fund home improvements, college tuition, and other major purchases as they arise.

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  • Variable Rate1
  • Minimum $25,000
  • 10 year draw period with interest only payments, then 10 year repayment term (principle plus interest)
  • 80% and 100% loan to value options²

Upgrade Your Home, the Workers Way

Whether you’re painting a room, replacing windows or installing a pool, home projects are exciting, and we want to share your vision! Before you start, meet with a Workers Wayᵀᴹ Financial coach who will help create a customized plan to reach your home improvement goals.

Convenient Online Payments

Pay your loan anytime from your online banking account or through the mobile app.3

Home Equity Line of Credit

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Financing
80% Financing
100% Financing
1Subject to credit underwriting and approval. Loan amount may vary based upon credit approval. Visit our rates page for all available rates and terms. Rates effective as of 8/18/2021 and subject to change at any time. Offers may be withdrawn at any time. Workers Federal Credit Union membership required. APR=Annual Percentage Rate. Includes a 0.50% discount for electronic payments from a Workers Checking Account.

2Maximum combined loan to value is 80% or 100% for owner-occupied primary residence. Investment properties are not eligible. Homeowner’s insurance is required. Minimum loan amount is $25,000. 

3Text, data, and messaging rates apply for downloading/utilizing the app and text alerts.