A tiered checking account to make the most of your money
Here’s How to Earn:
- Must have a minimum $100,000 aggregate in all qualifying deposit accounts1
- Must have Direct Deposit(s) and/or external ACH deposit totaling at least $1,500 or $5,000 minimum daily balance for entire monthly statement cycle to earn the higher APY
- Contact us for rates or to open
Banking for a Busy Lifestyle
Free online and mobile banking make it easy to track your savings or check your balance and transfer money wherever you are. Set up balance text alerts and easily deposit checks with a few taps on your phone.2
1Rates subject to change at any time without notice unless otherwise noted. Offers may be withdrawn at any time. Subject to membership eligibility. Workers Federal Credit Union membership required; minimum balance to open membership account is $5, unless otherwise noted. $5 will be held in account until the account is terminated, at which time it will be returned to the account owner. Annual Percentage Yield (APY) and rates are effective as of 8/18/2021. Fees may reduce earnings. See our fee schedule for specifics. Interest compounded daily and paid monthly.
2The minimum balance to earn is $0. If the stated requirement of direct deposit(s) and/or external ACH deposit totaling at least $1,500 each statement cycle OR $5,000 minimum balance is met per each statement cycle: 1) Our highest rate for PlanIt Plus Checking will be earned each monthly statement cycle for the first tier from $0.00 to and including the first $14,999.99 in balances; 2) balances over the $14,999.99 will earn the second tier stated APY, which is a higher than base rate. If the above requirement is not met, you will earn the base rate on the entire balance. Meet with a Relationship Manager for rates. Further, in addition to meeting the requirements listed above to earn the higher first and second tier APY rates and to receive up to $10 in ATM fee reimbursements, the account must be open for the entire statement period, otherwise, the base rate will be applied to the entire balance for the number of days in which the account was opened during the month, and you will not receive the ATM fee reimbursement. To open a PlanIt Plus Checking Account, you must meet the PlanIt Plus Membership Program requirements. These requirements include having at least $100,000 in personal deposits in which you are the tax reported owner at the time of Program admittance. If combined personal deposit balances used to qualify for the PlanIt Plus Membership Program fall below $50,000 at any time during the statement cycle, a $25 maintenance fee may apply.
3Text, data, and messaging rates apply for downloading/utilizing the app and text alerts.