The Retirement Planning & Investment Center at Workers Credit Union

You worked hard for your money, invest and plan for the future with a registered CFS financial advisor, available through CUSO Financial Services.

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Home Your Life Retirement Planning & Investment Center

Accumulation & Growth

Work with a financial advisor to develop strategies for saving and investing.

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Preservation & Protection

Plan for the future and prepare for the unexpected.

 

 

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Distribution & Income Replacement

Create an income replacement stream that will last.

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Schedule a complimentary, no-obligation appointment. Our CFS registered1 investment professionals are dedicated to always doing what is in your best interest. FINRA's BrokerCheck

 

A.J. has over 25 years of financial services and retirement plan consulting experience. He leads the team to build high-performing programs that focus on creating extraordinary member experiences that help clients achieve success and increase their financial opportunities throughout their lifetime. A.J. is a FINRA Registered Investment Advisor Representative and holds Life, Accident, and Health Insurance license in multiple states.

A.J. Coletti

VP, Workers Credit Union Program Manager, CUSO Financial Services, L.P.

Len has many years of experience with national brokerage firms such as Smith Barney and Westminster Financial Securities. He values client relationships and educates members on investments, insurance, and financial planning, allowing them to make informed financial decisions. Len is a FINRA Registered Investment Advisor Representative, holding his Series 7, 63, & 65 licenses along with a Life, Accident, and Health Insurance license in multiple states. He services members throughout the Workers Credit Union branches.

Leonard Cannon

CUSO Financial Services, L.P. Financial Advisor

Michelle believes financial success is about protecting yourself and those you love from uncertainty. For many years, Michelle has helped clients from all walks of life set measurable and achievable goals. She is a FINRA Registered Investment Advisor Representative with her Series 7 & 66 licenses, and a Life, Accident and Health Insurance license in multiple states. She has earned the Chartered Financial Consultant®, Accredited Investment Fiduciary® and Chartered Life Underwriter® designations.

Michelle White

CUSO Financial Services, L.P. Financial Advisor

Paul develops strong client relationships to better understand their unique goals and discover what is most important to them. Servicing both individuals and small businesses, he helps clients build personalized strategies for retirement, investing, saving for education, estate transfer and insurance protection. He is a FINRA Registered Investment Advisor Representative with her Series 7 & 66 licenses, and a Life, Accident and Health Insurance license in multiple states.

Paul Chlebecek

CUSO Financial Services, L.P. Financial Advisor

For over 23 years, Mark has honed a unique ability to work with multiple generations of a client’s family to build sound financial strategies. He creates strong client connections through regular communication and portfolio management. He’s a FINRA Registered Investment Advisor Representative through CUSO Financial Services, L.P., holds both securities and insurance licenses and is a Chartered Retirement Planning Counselor.

Mark Fantasia

CUSO Financial Services, L.P. Financial Advisor

David partners with fellow advisor, Ryan LeBlanc in a team approach that provides twice the expertise to each client. In addition to solutions for college savings, estate strategies and general business advice, David has extensive experience and knowledge in investment and retirement strategies. David is a Registered Investment Advisor Representative in multiple states and is a Chartered Retirement Planning Counselor.

David Earls

CUSO Financial Services, L.P. Financial Advisor

Ryan partners with fellow advisor, David Earls in a team approach that provides twice the expertise to each client. He is expert in investment and insurance strategies that help prepare for retirement, save for college, conserve an estate, and protect loved ones from long-term health care expenses. He is a Registered Investment Advisor Representative, and is also a Licensed Insurance Representative for Life, Accident and Health.

Ryan LeBlanc

CUSO Financial Services, L.P. Financial Advisor

Heather has over 20 years of financial services and investment industry experience and supports David Earls, Ryan LeBlanc, and the CFS team by answering member questions about investment products and services. She prides herself on listening to concerns of the clients and providing strategic solutions while protecting the confidentiality of information. She is a FINRA Registered Representative, with Series 6 and 63 licenses. She also holds Life, Accident and Health Insurance license in MA.

Heather MacKenzie-Erickson

CUSO Financial Services, L.P. Registered Financial Assistant

With over 10 years of financial institution experience, Lisa serves as the Financial Assistant to Mark Fantasia and helps support the CFS team. She always provides high quality service in all her interactions with members, prospects, and internal partners, while protecting the confidentiality of information. She also assists with communication outreach and driving awareness of events that explore financial planning strategies.

Lisa Fredette

CUSO Financial Services, L.P. Financial Assistant

Understanding your goals and creating a strategy by:

Actively Listening to Your Goals and Needs

To start, we’ll get to know you, identify your goals and investing mindset and assess your risk-tolerance and preference.

Personalizing Your Strategy

Together, we’ll develop a financial plan, select asset allocation/securities, and generate solutions.

Implementing Your Solutions

Depending on the strategy, we’ll get to work opening new accounts, transferring assets and/or validating existing portfolio.

Monitoring Your Results

After the initial strategy is implemented, we’ll do performance reviews, continue market research and regularly revisit your goals to adjust your strategy as needed.
¹Non-deposit investment products and services are offered through CUSO Financial Services, L.P. (“CFS”), a registered broker-dealer (Member FINRA/SIPC) and SEC Registered Investment Advisor. Products offered through CFS: are not NCUA/NCUSIF or otherwise federally insured, are not guarantees or obligations of the credit union, and may involve investment risk including possible loss of principal. Investment Representatives are registered through CFS. The Credit Union has contracted with CFS to make non-deposit investment products and services available to credit union members. Atria Wealth Solutions, Inc. (""Atria"") is a modern wealth management solutions holding company. Atria is not a registered broker-dealer and/or Registered Investment Advisor and does not provide investment advice. Investment advice is only provided through Atria's subsidiaries. CUSO Financial Services, LP is a subsidiary of Atria. Fixed insurance products are offered through CFS Insurance & Technology Services, LLC.

CFS Financial Advisors are registered to conduct securities business and licensed to conduct insurance business in limited states. Response to, or contact with, residents of other states will be made only upon compliance with applicable licensing and registration requirements. The information in this website is for U.S. residents only and does not constitute an offer to sell, or a solicitation of an offer to purchase brokerage services to persons outside of the United States.

CFS representatives do not provide tax or legal guidance. For such guidance please consult with a qualified professional. Information shown is for general illustration purposes and does not predict or depict the performance of any investment or strategy. Past performance does not guarantee future results.