SaveUp Savings
Are You Down to SaveUp?
Cross over into more savings with our highest earning tiered savings account. Watch your savings grow with small, attainable tiers that keep more earnings within reach.
SaveUp Savings is a qualifying membership account that gives you access to all member benefits, including a certified Workers WayTM financial coach who can help create a savings plan that fits your lifestyle. No judgement, no jargon, just helping you get on track to financial wellness!
Earn up to 3.56% Base APY1
- Our highest earning savings account (see all tiers below)
- Minimum $5 to open
- Membership account
- Start earning immediately
Calculate Your SaveUp Earnings
Use the calculator below to estimate how much you could save with a SaveUp account.
Financial Wellness Starts with a Great Savings Plan
Build an emergency fund or watch your money grow as you crush your savings goals. Whatever life stage you’re in, a Workers Wayᵀᴹ Financial coach will help you achieve your dreams.
Bank on the Go
Free online and mobile banking make it easy to keep track of your saving. Always know your balance by setting up text alerts and easily deposit checks with a few taps on your phone.4
SaveUp Savings
Open Now| Minimum Daily Balance for Stated APY | Base Rate |
Base APY |
Minimum to Open |
|---|---|---|---|
| $0–$499.99 | 3.50% | 3.56% | $5 |
| $500–$999.99 | 3.50% | 3.56% | $5 |
| $1,000–$1,999.99 | 0.55% | 3.56%-2.06% | $5 |
| $2,000–$2,999.99 | 0.60% | 2.06%–1.57% | $5 |
| $3,000–$4,999.99 | 0.65% | 1.57%–1.20% | $5 |
| $5,000–$6,999.99 | 0.70% | 1.20%–1.06% | $5 |
| $7,000–$9,999.99 | 0.75% | 1.06%–0.97% | $5 |
| $10,000–$12,999.99 | 0.80% | 0.97%–0.93% | $5 |
| $13,000–$16,999.99 | 0.85% | 0.93%–0.91% | $5 |
| $17,000–$20,999.99 | 0.90% | 0.91%–0.91% | $5 |
| $21,000–$24,999.99 | 0.95% | 0.91%–0.92% | $5 |
| $25,000–$29,999.99 | 1.00% | 0.92%–0.93% | $5 |
| $30,000–$39,999.99 | 1.05% | 0.93%–0.96% | $5 |
| $40,000–$49,999.99 | 1.10% | 0.96%–0.99% | $5 |
| $50,000–74,999.99 | 1.15% | 0.99%–1.05% | $5 |
| $75,000–$99,999.99 | 1.20% | 1.05%–1.09% | $5 |
| $100,000–$249,999.99 | 1.25% | 1.09%–1.19% | $5 |
| $250,000–$999,999.99 | 1.25% | 1.19%–1.24% | $5 |
| $1,000,000 or more | 1.25% | 1.24%–1.25% | $5 |
1Rates subject to change at any time without notice unless otherwise noted. Rate may change after the account is opened. Offers may be withdrawn at any time. Subject to membership eligibility. Workers Federal Credit Union membership required; minimum balance to open membership account is $5, unless otherwise noted. $5 will be held in account until the account is terminated, at which time it will be returned to the account owner. Annual Percentage Yield (APY) and rates are effective as of 8/18/2021. Fees may reduce earnings. See our fee schedule for specifics. Interest compounded daily and paid monthly.
2 The minimum balance required to open this account is $5. You must maintain a minimum daily balance of $5 in your account each day to obtain the disclosed annual percentage yields as per our disclosed rates. See rates table above for the breakdown of tiers, rates and minimum balance to earn dividend requirements.
The highest APY range listed assumes a deposit of $3,000,000 for illustration purposes only. There is no maximum deposit amount. There is a limit of one (1) SaveUp account per member as a primary owner.
3 The calculator ESTIMATES the total interest to be earned after a one-year period. The interest amounts and APY calculations assume that the dollar amount balance remains in the account the entire year. Any deposits/withdrawals to the balance amount will change the total interest earned. The blended interest rate is the combination of the different interest rates applied per savings tier amount, resulting in an overall effective interest rate for the total amount of the deposit. Please view the SaveUp Rates for more information on the interest rates per tier.
4
Text, data, and messaging rates apply for downloading/utilizing the app and text alerts.