SaveUp Savings

Home Savings Accounts SaveUp Savings

Are You Down to SaveUp?

Cross over into more savings with our highest earning tiered savings account. Watch your savings grow with small, attainable tiers that keep more earnings within reach. Deposit $50 or more each month and you’ll earn an even higher rate!

SaveUp Savings is a qualifying membership account that gives you access to all member benefits, including a certified Workers WayTM financial coach who can help create a savings plan that fits your lifestyle. No judgement, no jargon, just helping you get on track to financial wellness!

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  • Our highest earning savings account (see all tiers below)
  • Deposit $50 or more per month and earn an even higher rate1,2
  • Minimum $5 to open
  • Membership account
  • Start earning immediately

Use the calculator below to estimate how much you could save with a SaveUp account.



Financial Wellness Starts with a Great Savings Plan

Build an emergency fund or watch your money grow as you crush your savings goals. Whatever life stage you’re in, a Workers Wayᵀᴹ Financial coach will help you achieve your dreams.

Bank on the Go

Free online and mobile banking make it easy to keep track of your saving. Always know your balance by setting up text alerts and easily deposit checks with a few taps on your phone.4

SaveUp Savings

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Minimum Daily Balance for Interest
$0–$499.99
$500–$999.99
$1,000–$1,999.99
$2,000–$2,999.99
$3,000–$4,999.99
$5,000–$6,999.99
$7,000–$9,999.99
$10,000–$12,999.99
$13,000–$16,999.99
$17,000–$20,999.99
$21,000–$24,999.99
$25,000–$29,999.99
$30,000–$39,999.99
$40,000–$49,999.99
$50,000–74,999.99
$75,000–$99,999.99
$100,000–$249,999.99
$250,000–$999,999.99
$1,000,000 or more

1Rates subject to change at any time without notice unless otherwise noted. Offers may be withdrawn at any time. Subject to membership eligibility. Workers Federal Credit Union membership required; minimum balance to open membership account is $5, unless otherwise noted. $5 will be held in account until the account is terminated, at which time it will be returned to the account owner. Annual Percentage Yield (APY) and rates are effective as of 8/18/2021. Fees may reduce earnings. See our fee schedule for specifics. Interest compounded daily and paid monthly.

2 The minimum balance required to open this account is $5. You must maintain a minimum daily balance of $5 in your account each day to obtain the disclosed annual percentage yields as per our disclosed rates. See rates table above for the breakdown of tiers, rates and minimum balance to earn dividend requirements.

Note: As of June 1, 2021, In order to receive the higher APY listed you must have a direct deposit(s) and/or monthly deposit(s) that include internal transfers, external transfers or deposits that aggregate to at least $50 in the statement period which will allow you to be able to be eligible to earn a higher annual percentage yield(APY) on each applicable tier. If you do not make the $50 deposit as noted, you will earn the base APY for that month. The $50 deposit must post prior to the end of the statement cycle to receive the higher APY.

Further, in addition to meeting the requirement as listed above to earn the higher APY rate, the account must be open for the entire statement period, otherwise, the base rate will be applied to the entire balance for the number of days in which the account was opened during the month.

The highest APY range listed assumes a deposit of $3,000,000 for illustration purposes only. There is no maximum deposit amount. There is a limit of one (1) SaveUp account per member as a primary owner.

3 The calculator ESTIMATES the total interest to be earned after a one-year period. The interest amounts and APY calculations assume that the dollar amount balance remains in the account the entire year. Any deposits/withdrawals to the balance amount will change the total interest earned. The blended interest rate is the combination of the different interest rates applied per savings tier amount, resulting in an overall effective interest rate for the total amount of the deposit. Please view the SaveUp Rates for more information on the interest rates per tier.

4 Text, data, and messaging rates apply for downloading/utilizing the app and text alerts.