Workers offers five credit cards, depending upon your needs:

  • Visa Bonus Rewards gives you one point for every dollar spent on eligible purchase; get automatic bonus points each month, plus $25 cash back after the first purchase
  • Visa Bonus Rewards PLUS has a low annual fee; get one point for every dollar spent on purchases, even more automatic bonus points each month and $50 cash after the first purchase
  • Visa Business Bonus Rewards offers one point for every dollar spent, a 25% bonus on all points earned every month, and $25 back after your first purchase; redeem points for cash back, merchandise, travel, and gift cards from retailers
  • Travel Rewards American Express has a low annual fee; offers triple points on air travel, double on restaurants and hotels, one point per dollar spent on other purchases, and $75 cash after the first purchase
  • Cash Rewards American Express offers 3% cash back on gas, 2% on supermarket purchases, and 1% on other eligible purchases; get $25 cash after the first purchase.

Five Choices to Get You Charged Up

Maybe you’re a foodie. Maybe you drive a big SUV that guzzles gas. Maybe you’re a college grad just getting your credit score up to par. In this era of specialization, there’s a different credit card for every type of person. Some give extra rewards for certain purchases, and some offer low annual fees. Workers is all about choices. Take your pick from five Visa and American Express cards. Soon, you’ll be piling up the points and feeling sort of special yourself.

Apply Online


Convenient Locations

Workers Credit Union provides banking services to greater Athol, Chelmsford, Fitchburg, Gardner, Groton, Hudson, Lancaster, Leominster, Lunenburg, Orange, Townsend, Westford, and Worcester, MA.

Apply for your Workers credit card online.


*A service charge is applied when the combined daily balance falls below the minimum during the monthly statement cycle. ***Additional fees may apply and other institutions may impose a surcharge for use of their ATM’s. Please refer to our fee schedule.

A Safe Place for Your Money

As a member of Workers, take comfort in knowing that every dollar you deposit is safe, secure, and 100% insured. All deposits are fully insured by a combined insurance coverage of the NCUA, up to $250,000, and the MSIC covers the rest. Now that’s safe keeping.