Disclaimer
1All Accounts: Rates subject to change at any time without notice unless otherwise noted. Offers may be withdrawn at any time. Subject to membership eligibility. Workers Federal Credit Union membership required; minimum balance to open is $5, unless otherwise noted. Annual Percentage Yield (APY) and rates are effective as of July 1, 2021. Fees may reduce earnings. See our fee schedule for specifics. Interest compounded daily and paid monthly. Any student or person under the age of 18 are eligible for any of our accounts as long as they have an adult joint owner who is 18 or older.
2High Interest Checking Account: To earn these rates, you must meet the following monthly requirements per each statement cycle: 1) Have 12 POS debit card purchase transactions post to your account, 2) Enroll and receive an eStatement, and, 3) Have one Direct Deposit or ACH auto debit. The APY rate of 1.26% only applies to the first $0-$15,000. Balances of $15,000.01 or more earn an interest rate of 0.40%, with an APY range for the entire balance of 1.26%-0.66%. This APY range assumes a deposit of $50,000 for illustration purposes only. When monthly requirements are not met within a monthly statement cycle, the base rate of 0.05% APY will apply to the entire balance for the statement cycle. There is no minimum balance to earn this APY.
3Money Market Checking Account: Monthly fee waived for first statement cycle on NEW accounts only.
4All Accounts: Other institutions may impose a surcharge for use of their ATMs.
5Simple, High-Interest and Money Market Accounts: Overdraft Protection Line of Credit is available subject to terms and conditions and credit approval. $25 annual service fee applies. Overdraft Protection with auto-transfers from savings accounts is $5 per transfer.
6All Accounts: Text, data, and messaging rates apply for downloading/utilizing the app and text alerts.
7Simple Checking Account: Additional payments are $0.50 each.
