Traditional IRAs

Strengthen Your Retirement Savings

It's always a good time to start saving for retirement. With a Workers Traditional IRA¹, you can choose from CDs or a savings account and get the benefit of tax-deferred growth.

Earn up to 0.05% APY¹

$5 minimum to open
$50 balance to earn interest
Tax-deferred growth
Penalties and taxes may apply for early withdrawals

Minimum Daily Balance for Stated APY	Rate	APY	Minimum to Open
$50	0.05%	0.05%	$5

Planning for the Future

Aside from an everyday savings account, there are many ways to plan and save - retirement accounts, plan for college, life insurance and more. Talk to a professional who can help plan for your future.

Schedule A Consultation

¹Rates subject to change at any time without notice unless otherwise noted. Offers may be withdrawn at any time. Subject to membership eligibility. Workers Federal Credit Union membership required; minimum balance to open membership account is $5, unless otherwise noted. Minimum balance to open a Traditional IRA savings account is $5 and for a Traditional IRA CD is $1000. Annual Percentage Yield (APY) and rates are effective as of . APY assumes interest remains on deposit, any withdrawal will reduce earnings. Other fees may reduce earnings. See our fee schedule for specifics. Annual contribution limits apply. Penalties and taxes may apply for early withdrawals. Rollover fees apply.

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Traditional IRAs