Loan Options for Life’s Other Expenses
When you need a loan for things other than a home or car, a personal loan comes in handy. Pay unexpected bills, build credit, consolidate debt and more!
- Borrow $500 to $50,000
- Rates starting at {{RatePlaceholder}} APR1,2
- Up to 60 month repayment terms based on amount
- No application fee
- Discounted rate with autopay from a Workers checking2
- Borrow $200 to $1,000 based on eligibility5
- Apply online 24/7 and obtain a decision in minutes
- No credit report pull
- Funds typically deposited in your account within 24 hours
- Use your savings account or CD as collateral
- Get a low loan rate and still earn interest on your savings1
- Repayment terms up to 60 months (5 years)
- Borrow up to $3000 based on eligibility1
- Flexible options up to 12 months
- Autopay from a Workers checking account required6
- Apply online
- No application fee
Personal and Secured loan accounts have access to:
Convenient Online Payments
Online and Mobile Banking
Payment Protection
1APR=Annual Percentage Rate. Programs, rates, terms and conditions are subject to change without notice. Subject to credit underwriting and approval. Loan amount and rate may vary based upon an individual’s credit history and underwriting factors. Visit our rates page for all available rates and terms. Rates effective as of , subject to change at any time and may increase after consummation. Offers may be withdrawn at any time. Workers Federal Credit Union membership required. Must be 18 years of age or older to be eligible.
2APR includes a .500% discount for automatic payments from any Workers Checking Account. Minimum to open a Workers Checking Account is $5. If automatic payments from a Workers Checking Account cease at any time, for any reason, the .500% discount will be forfeited, which will result in an immediate increase in rate and monthly payment. Once the .500% discount is forfeited, it is forfeited for the life of the loan. Other rates and terms are available. Visit our rates page for all available rates and terms
3Text, data, and messaging rates apply for downloading/utilizing the app and text alerts.
4Cost of Payment Protection is based on your loan amount and chosen add-ons. This service helps cover the cost of your loan should you be unable to pay due to unemployment, disability, or death. Please contact us for details.
5Must be a Workers Federal Credit Union Member 18 years or older to be eligible. Loan eligibility subject to account history and the ability-to-repay determined by account activity. Workers Federal Credit Union offers this CashPlease loan product in partnership with Velocity Solutions, LLC.
6Fuel Fund Loan: Automatic electronic loan payment from any Workers Checking Account is required for this loan type. Workers checking account required. Minimum to open a checking account is $5. First payment due 30 days after closing, bi-weekly payments will commence after the first payment. Loan funds will be paid directly to oil company on behalf of the member.