Loan Options for Life’s Other Expenses

When you need a loan for things other than a home or car, a personal loan comes in handy. Pay unexpected bills, build credit, consolidate debt and more!

Personal Loans

Flexible loans to help with life’s other expenses.

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  • Borrow $500 to $50,000
  • Rates starting at 8.99% APR1
  • 6 to 72-month repayment terms (120 months for Home Improvement loans)
  • No application fee

Quick Loans

Manage your small-dollar, short-term cash needs.

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  • Borrow $200 to $1,000 based on eligibility2
  • Apply online 24/7 and obtain a decision in minutes
  • No credit report pull
  • Funds typically deposited in your account within 24 hours

Savings Secured Loan

Establish or rebuild your credit.

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  • Use your savings account or CD as collateral
  • Get a low loan rate and still earn interest on your savings1
  • Repayment terms up to 60 months (5 years)

Personal and Savings Secured loan accounts have access to:

Convenient Online Payments

Pay your loan anytime from your online banking account or through the mobile app.

Online and Mobile Banking

View accounts, check balances, setup ebilling and make a payment.3

Payment Protection

Contact us to add Payment Protection to your loan.4

Financial Wellness, the Workers Way

Whether it’s building credit, getting out of debt or planning for the unexpected, Workers Way judgement-free financial coaching is designed to help empower you at any life stage.

1Subject to credit underwriting and approval. Loan amount may vary based upon credit approval. Visit our rates page for all available rates and terms. Rates effective as of 9/9/2021 and subject to change at any time. Offers may be withdrawn at any time. Workers Federal Credit Union membership required. APR=Annual Percentage Rate.

2Must be a Workers Federal Credit Union Member 18 years or older to be eligible. Loan eligibility subject to account history and the ability-to-repay determined by account activity. Workers Federal Credit Union offers this CashPlease loan product in partnership with Velocity Solutions, LLC. No down payment required.

3 Text, data, and messaging rates apply for downloading/utilizing the app and text alerts.

4Cost of Payment Protection is based on your loan amount and chosen add-ons. This service helps cover the cost of your loan should you be unable to pay due to unemployment, disability, or death. Please contact us for details.