Business Owner's Policy (BOP)

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Good Things Come in Small to Medium Packages

As a business owner, you know all about package deals. A BOP is designed to give you a customized package of coverages including General Liability Insurance, Commercial Property Insurance and Business Interruption Insurance that reimburses you for expenses and lost profits due to a covered hazard.1

Let our agents find a solution that’s right for your business. Request your free quote below or call 978-870-1830.

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Fundamental Coverages in Most Business Owner’s Policies

General Liability Insurance

General liability covers costs associated with claims that your business caused property damage, bodily injuries, or reputational/advertising harm.

Business Interruption Coverage

This vital coverage reimburses expenses and lost profits due to a covered hazard. This includes expenses to temporarily relocate your business.

Optional Coverages

There are many optional coverages that can be added to your policy to provide additional protection and are tailored to your business type. These include:

  • Equipment Breakdown
  • Contractual Penalties
  • Worldwide Laptop Coverage
  • Personal Property of Others
  • Outdoor Property
  • Attached or Freestanding Signs
  • Employee Dishonesty
  • Key Replacement and Locksmith
  • Ordinance or Law
  • Money and Securities Off-premise
  • Cyber Liability
  • Hired Auto and Non-owned Auto
  • Spoilage
  • Fine Arts

It’s important to discuss your needs with a Workers Insurance agent before purchasing business insurance so they can help you determine what you need.


Achieve Your Goals, the Workers Way

At Workers Credit Union, you’ll have access to the right banking products, insurance, and services to achieve your business goals, the Workers Way.

Trusted Choice Independent Insurance Agents

Because Workers Insurance Agency is a Trusted Choice Independent Agent we are free to shop multiple providers on your behalf. More freedom means more options and more savings for you.

1Coverage varies by carrier. Products offered by Workers Insurance Agency and Affiliated Companies. Coverage is subject to eligibility and availability. Other terms, conditions, and exclusions may apply. Insurance products available through Workers Insurance Agency, a CUSO of Workers Credit Union are: NOT A DEPOSIT NOT NCUA-INSURED, NOT INSURED BY ANY FEDERAL GOVERNMENT AGENCY, NOT GUARANTEED BY THE CREDIT UNION, OR AFFILIATES MAY LOSE VALUE.