Home Relationship Banking

Your dedicated Relationship Manager is supported by a team of wealth management professionals, who will help you efficiently manage cashflow and budgets, build a confident future, and find the right solutions for you.

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Tailored PlanIt+ Deposit Accounts

Our PlanIt+ accounts are designed to best suit the goals of members who have $100,000+ in deposits.1
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Access to Lending and Insurance Experts

Your relationship manager partners with experts who can assist with all your lending and insurance2 needs.
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Trusted Planning and Investment Advice

Financial Advisors3 can help with your retirement and legacy planning, investments and more.
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Peace of Mind

Your relationship manager will always have your best financial interests at heart.

 


PlanIt+ Checking Account

For a minimum of $100,000 in qualifying aggregate balances.

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  • Contact us for rates1
  • Free standard personal and official checks
  • Free money orders
  • Free stop payments
  • Free debit card replacement
  • Free incoming wire
  • Minimum $1,500/mo in direct deposits or $5,000 minimum daily balance for higher APY
  • $25/mo fee if combined balances are under $50K
  • 100% Insured with combined coverage by the NCUA and MSIC

PlanIt+ Savings Account

For members with a minimum of $100,000 in deposits.

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  • Contact us for rates1
  • Membership account
  • Must have PlanIt+ Checking
  • Unlimited deposits and withdrawals
  • Multi-tiered interest rates
  • 100% Insured with combined coverage by the NCUA and MSIC

Investments, Retirement Accounts, & Life Insurance

Advice and recommendations from experienced Financial Advisors.

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  • Plan for the years ahead
  • Accumulate wealth
  • Review your retirement plan strategies
  • Preserve & protect your assets
  • Establish future sources of income
  • Save for college and special needs
  • Explore transfer of wealth options
  • Move toward your financial goals

Mortgages

Expert guidance on your unique home-loan needs and goals.

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  • Fixed Rates
  • Adjustable Rates
  • Construction Loans
  • Jumbo Mortgages
  • First-Time Homebuyer Mortgages
  • VA and FHA Loans
  • Loans for owner-occupied and investment properties

Home Equities

With a home equity, you won't interfere with your savings.

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Use funds for:

  • Home improvements
  • Paying off high-interest debt
  • Education/tuition
  • Vacation or other large purchases
  • Medical Expenses

Insurance

Get customized coverage to fit your needs.

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  • Personal and business lines2
  • Expert guidance from a dedicated agent
  • Customizable solutions
  • Affordable, flexible payment options
  • Easy claims filing and advice

1Rates subject to change at any time without notice unless otherwise noted. Offers may be withdrawn at any time. Subject to membership eligibility. Workers Federal Credit Union membership required; minimum balance to open membership account is $5, unless otherwise noted. Annual Percentage Yield (APY) and rates are effective as of  8/18/2021 . Fees may reduce earnings. See our fee schedule for specifics. Interest compounded daily and paid monthly.

2Coverage varies by carrier. Products offered by Workers Insurance Agency and Affiliated Companies. Coverage is subject to eligibility and availability. Other terms, conditions, and exclusions may apply. Insurance products available through Workers Insurance Agency, a non-credit union subsidiary of Workers Credit Union are: NOT A DEPOSIT NOT NCUA-INSURED, NOT INSURED BY ANY FEDERAL GOVERNMENT AGENCY, NOT GUARANTEED BY THE CREDIT UNION, OR AFFILIATES MAY LOSE VALUE.

3Securities and advisory services are offered through LPL Financial (LPL), a registered investment advisor and broker/dealer (member FINRA/SIPC). Insurance products are offered through LPL or its licensed affiliates. Workers Federal Credit Union (WCU) and Investments & Planning Solutions are not registered as a broker/dealer or investment advisor. Registered representatives of LPL offer products and services using Investments & Planning Solutions, and may also be employees of WCU. These products and services are being offered through LPL or its affiliates, which are separate entities from and not affiliates of WCU or Investments & Planning Solutions. Securities and insurance offered through LPL or its affiliates are:

 

Not Insured by NCUA or any Other Government AgencyNot Credit Union GuaranteedNot Credit Union Deposits or ObligationsMay Lose Value



Your Credit Union (“Financial Institution”) provides referrals to financial professionals of LPL Financial LLC (“LPL”) pursuant to an agreement that allows LPL to pay the Financial Institution for these referrals. This creates an incentive for the Financial Institution to make these referrals, resulting in a conflict of interest. The Financial Institution is not a current client of LPL for brokerage or advisory services. Please visit https://www.lpl.com/disclosures/is-lpl-relationship-disclosure.html for more detailed information.