Certificates of Deposit (CDs)
A successful savings plan is all about options and we've got you covered. Open a Special Rate CD or a Fixed Rate CD to get guaranteed returns.
Certificates of Deposit (CDs)
Certificates of Deposit offer a safe investment option with guaranteed returns. With rates on the rise there is no better time to jump start your savings. Click the product to open online or schedule an appointment at your local branch.
Earn up to 4.75% APY1,2 Harvest 9-Month CD Special
- Minimum $500 to open
- For limited time only
Open a Harvest 9-month CD Special and keep your money warm during the colder months. A low minimum deposit and guaranteed returns will set you up for a fruitful Spring.
Harvest 9-Month CD Special 1,2
| CD Term |
Dividend Rate: $500 or more |
APY: $500 or more |
|---|---|---|
| 9-month - Open Now | 4.73% | 4.75% |
A CD account with a fixed rate is low risk and gives you the earnings you can count on. Short term or long term, keep your money working for you.
Certificates of Deposit (CDs) 1
| CD Term |
Dividend Rate Tier 1: $500–$24,999.99 |
APY Tier 1: $500–$24,999.99 |
Dividend Rate Tier 2: $25,000 or more |
APY Tier 2: $25,000 or more |
|---|---|---|---|---|
| 6-Month - Open Now | 3.71% | 3.75% | 3.71% | 3.75% |
| 12-Month - Open Now | 4.16% | 4.25% | 4.16% | 4.25% |
| 24-Month - Open Now | 4.16% | 4.25% | 4.16% | 4.25% |
| 36-Month - Open Now | 3.92% | 4.00% | 3.92% | 4.00% |
| 60-Month - Open Now | 3.92% | 4.00% | 3.92% | 4.00% |
1Rates subject to change at any time without notice unless otherwise noted. Offers may be withdrawn at any time. Subject to membership eligibility. Workers Federal Credit Union membership required; minimum balance to open membership account is $5, unless otherwise noted. Minimum balance to open and earn on a CD is $500 and $1,000 to open and earn on an IRA Certificate. Featured APY is based on a 10-month term. Please refer to your CD account disclosure for more information. Annual Percentage Yield (APY) and rates are effective as of .
APY assumes interest remains on deposit, any withdrawal will reduce earnings. Early withdrawal penalties may apply. Other fees may reduce earnings. See our fee schedule for specifics. For terms less than 12 months simple interest will be paid at maturity. For terms 12 months or more dividends are compounded daily and paid monthly.
2 Harvest CD 9 Month Term Special available for a limited time only. This account automatically renews at maturity, unless we received written notice from you within the grace period mentioned below. Note: Upon the automatic renewal of your Harvest CD, your account will automatically renew into a 12-month regular term account. You can prevent renewal if you give notice to us at least 30 calendar days before maturity. See account terms for additional information.