Certificates of Deposit (CDs)
A successful savings plan is all about options and we've got you covered. Open a Flex Rate CD or a Fixed Rate CD to get guaranteed returns.
Rates On The Rise
Certificates of Deposit offer a safe investment option with guaranteed returns. With rates on the rise there is no better time to jump start your savings. Click the product to open online or schedule an appointment at your local branch.
Earn up to 5.65% APY Flex Rate CD
- Minimum $500 to open
- Rate that changes with the market
Rates subject to change at any time without notice unless otherwise noted. Offers may be withdrawn at any time. Subject to membership eligibility. Workers Federal Credit Union membership required; minimum balance to open membership account is $5, unless otherwise noted. Minimum balance to open and earn on a CD is $500 and $1,000 to open and earn on an IRA Certificate. Featured APY is based on a 36-month term. Please refer to your CD account disclosure for more information. Annual Percentage Yield (APY) and rates are effective as of .
APY assumes interest remains on deposit, any withdrawal will reduce earnings. Early withdrawal penalties may apply. Other fees may reduce earnings. See our fee schedule for specifics. For terms less than 12 months simple interest will be paid at maturity. For terms 12 months or more dividends are compounded daily and paid monthly.
Knock one out of the park with a Home Run 10 month CD special! A low minimum deposit gets you high interest for 10 months with guaranteed returns.
Home Run 10 Month CD Special
CD Term |
Dividend Rate: $500 or more |
APY: $500 or more |
---|---|---|
10 month - Open Now | 5.25% | 5.25% |
Maximize your potential earnings with a variable rate Flex CD account. With 12, 24, and 36 month term options you can take advantage of rising rates for whatever term fits your needs.
Flex Rate CD (Variable Rate)
A CD account with a fixed rate is low risk and gives you the earnings you can count on. Short term or long term, keep your money working for you.
Certificates of Deposit (CDs)
CD Term |
Dividend Rate Tier 1: $500–$24,999.99 |
APY Tier 1: $500–$24,999.99 |
Dividend Rate Tier 2: $25,000 or more |
APY Tier 2: $25,000 or more |
---|---|---|---|---|
3-Month - Open Now | 2.75% | 2.75% | 2.75% | 2.75% |
6-Month - Open Now | 3.75% | 3.75% | 3.75% | 3.75% |
12-Month - Open Now | 4.16% | 4.25% | 4.16% | 4.25% |
18-Month - Open Now | 2.00% | 2.02% | 2.25% | 2.27% |
24-Month - Open Now | 2.25% | 2.27% | 2.50% | 2.53% |
36-Month - Open Now | 2.50% | 2.53% | 2.75% | 2.78% |
48-Month - Open Now | 2.60% | 2.63% | 2.80% | 2.84% |
60-Month - Open Now | 2.70% | 2.74% | 2.90% | 2.94% |