Certificates of Deposit (CDs)
With a CD from Workers Credit Union, the longer your term, the more money you'll earn.
Increase Your Return on Savings
Certificates of Deposit offer a safe investment option with guaranteed returns. Choose your term and lock in the rate when you open your account.
Earn up to 2.78% APY for 36 months1
- Terms from 3 months to 5 years
- Minimum $500 to open
- Penalties apply for early withdrawal
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Certificates of Deposit (CDs)
| CD Term |
Dividend Rate Tier 1: $500–$24,999.99 |
APY Tier 1: $500–$24,999.99 |
Dividend Rate Tier 2: $25,000 or more |
APY Tier 2: $25,000 or more |
|---|---|---|---|---|
| 3-Month - Open Now | 0.20% | 0.20% | 0.25% | 0.25% |
| 6-Month - Open Now | 0.25% | 0.25% | 0.30% | 0.30% |
| 12-Month - Open Now | 1.75% | 1.76% | 2.00% | 2.02% |
| 18-Month - Open Now | 0.35% | 0.35% | 0.40% | 0.40% |
| 24-Month - Open Now | 2.25% | 2.27% | 2.50% | 2.53% |
| 36-Month - Open Now | 2.50% | 2.53% | 2.75% | 2.78% |
| 48-Month - Open Now | 0.60% | 0.60% | 0.65% | 0.65% |
| 60-Month - Open Now | 0.70% | 0.70% | 0.75% | 0.75% |
1Rates subject to change at any time without notice unless otherwise noted. Offers may be withdrawn at any time. Subject to membership eligibility. Workers Federal Credit Union membership required; minimum balance to open membership account is $5, unless otherwise noted. Minimum balance to open and earn on a CD is $500 and $1,000 to open and earn on an IRA Certificate. Featured APY is based off of a 36 month term and a deposit of $25,000 or more. Please refer to your CD account disclosure for more information. Annual Percentage Yield (APY) and rates are effective as of 8/18/2021.
APY assumes interest remains on deposit, any withdrawal will reduce earnings. Early withdrawal penalties apply. Other fees may reduce earnings. See our fee schedule for specifics. For terms less than 12 months simple interest will be paid at maturity. For terms 12 months or more dividends are compounded daily and paid monthly.