Certificates of Deposit (CDs)
A successful savings plan is all about options and we've got you covered. Open a Special Rate CD or a Fixed Rate CD to get guaranteed returns.
Certificates of Deposit (CDs)
Certificates of Deposit offer a safe investment option with guaranteed returns. Click the product below to open online or schedule an appointment at your local branch.
Earn up to 4.15% APY1,2 with a 13-Month CD Special
- Minimum $500 to open
A CD account with a fixed rate is low risk and gives you the earnings you can count on. Short term or long term, keep your money working for you.
Certificates of Deposit (CDs) 1
| CD Term |
Dividend Rate Tier 1: $500–$24,999.99 |
APY Tier 1: $500–$24,999.99 |
Dividend Rate Tier 2: $25,000 or more |
APY Tier 2: $25,000 or more |
|---|---|---|---|---|
| 6-Month - Open Now | 4.21% | 4.25% | 4.21% | 4.25% |
| 12-Month - Open Now | 3.68% | 3.75% | 3.68% | 3.75% |
| 18-Month - Open Now | 3.44% | 3.50% | 3.44% | 3.50% |
| 24-Month - Open Now | 3.20% | 3.25% | 3.20% | 3.25% |
| 36-Month - Open Now | 2.96% | 3.00% | 2.96% | 3.00% |
| 60-Month - Open Now | 2.96% | 3.00% | 2.96% | 3.00% |
Keep It Local 13-Month CD Special 1,2
Open Now| CD Term |
Dividend Rate: $500 or more |
APY: $500 or more |
|---|---|---|
| 13-Month | 4.07% | 4.15% |
1Rates subject to change at any time without notice unless otherwise noted. Offers may be withdrawn at any time. Subject to membership eligibility. Workers Federal Credit Union membership required; minimum balance to open membership account is $5, unless otherwise noted. Minimum balance to open and earn on a CD is $500 and $1,000 to open and earn on an IRA Certificate. Featured APY is based on a 7-month term. Please refer to your CD account disclosure for more information. Annual Percentage Yield (APY) and rates are effective as of .
APY assumes the funds and interest remain on deposit during the stated term. Withdrawals may reduce earnings and early withdrawal penalties may apply. Other fees may reduce earnings. See our fee schedule for specifics. For terms less than 12 months simple interest will be paid at maturity. For terms 12 months or more dividends are compounded daily and paid monthly.
2 Keep It Local 13-Month Term Special available for a limited time only. This account automatically renews at maturity, unless we received written notice from you within the grace period mentioned below. Consult a financial/tax advisor regarding IRA tax deductibility. Note: Certificates and IRAs will automatically renew upon maturity into a 24-month regular term certificate or IRA unless written notice is received 30 days prior to maturity or during the grace period. See CD account disclosure and account terms and conditions provided at account opening for additional information.