Wedding & Special Event Insurance
Special Events Are for Special Memories
There are few events that go exactly to plan. As the host, you’ll want to consider protection against the financial risk and liability you’re exposed to when you throw a big bash. We’ll work with you to determine the coverage you need.1
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Fundamental Coverages in Most Special Events Policies
This coverage reimburses you for loss of deposit funds for things like venue, catering, travel, and reprinting of invitations.
If a vendor cancels last minute and you are forced to hire a replacement at a higher price, this coverage will reimburse you for a difference of up to 25% of the original contract price.
Photography & Videographer Expenses
If your event photographer or videographer fails to show or has defective equipment and the event needs to be reconvened, this coverage will reimburse you.
This coverage reimburses you in the event that gifts are damaged while on display and need to be repaired or replaced.
If the special attire rented or purchased specifically for the wedding party is lost or damaged while traveling to the event, this coverage will reimburse those expenses.
Like Special Attire, this coverage reimburses you for lost or damaged jewelry purchased or rented specifically for the event by the wedding party. Coverage is usually provided up to seven days prior to the event.
This is typically required by the venue and pays for bodily injury, property damage and personal injury for a third party attendee.
Liquor Liability Coverage
If alcohol is served at the event, the venue may also require this coverage. It covers you and your immediate family for damages caused by a third-party, alcohol-related accident at the event. This coverage can only be purchased if Liability Coverage
It’s important to discuss your needs with a Workers Insurance agent before purchasing special events insurance so they can help you determine what you need.
Achieve Your Dreams, the Workers Way
As a member of Workers Credit Union, you have access to one-on-one, judgement-free financial coaching. Whether it’s getting the right insurance, managing your money, or planning for your future, we’ll help you achieve your dreams, the Workers Way.
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Agents Because Workers Insurance Agency is a Trusted Choice Independent Agent we are free to shop multiple providers on your behalf. More freedom means more options and more savings for you.