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Government backed mortgage loans

VA Mortgage loans

  • Guaranteed. Backed by the US Department of Veteran Affairs (VA).
  • Eligibility. Members of the military, veterans, reservists, and National Guard members are eligible. Spouses of military members who died while on active duty or as a result of service-connected disability may also apply. Other qualifications may apply.
  • Ease. Get into a home faster with no down payment required.
  • Significant Savings. Mortgage insurance is not required resulting in a lower monthly payment.
  • Bonus benefits. Borrowers can earn rebates by using the HomeAdvantage program offered by our partners at CU Realty.

FHA Mortgage loans

  • Reliable. Backed by the Federal Housing Administration (FHA).
  • Low Down Payment. You don’t need to have a large down payment to get out of the doldrums of apartment living. FHA loans can require a down payment as low as 3.5%.
  • Flexibility. Lower credit score expectations allow even people that have gone through a hardship to own a home.
  • Bonus benefits. Borrowers can earn rebates by using the HomeAdvantage program offered by our partners at CU Realty

Little to No Down Payment is Possible

The rush. The thrill. The heartache. The satisfaction. Purchasing a new home takes you on a roller coaster of emotions. Workers is happy to offer you mortgage options to help make the ride a little less bumpy. A government-backed loan could mean a smaller down payment or no down payment at all. Workers will find the solution that works for you.

Disclaimer

*VA, FHA & USDA Mortgages are not included in Workers Credit Union’s GiveBack Program. Programs for primary residence only. Programs subject to change. Subject to approval, interest rates may change at any time.

More for your money

As a member of Workers, you are enrolled in our GiveBack program automatically. Don't believe us, see how much you could earn each year. Plus, enjoy access to valuable member resources and programs.