Construction Loans

Home Find a Mortgage Construction Loans

Dream it. Build it. Own it.

When you’re building your dream home from the ground up you need affordable finance options that help you get into your home sooner. With a Workers construction loan, you have up to nine months to build a single-family, owner-occupied home.

Want to build, but not sure where to start? A Workers WayTM financial coach can help you put a plan in place to achieve your dream home goals. Just schedule an appointment at a time most convenient for you.

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  • Up to 80% of the total cost of construction and lot purchase price1
  • Fixed or adjustable-rate term up to 30-years after completion
  • Licensed General Contractor required

Welcome Home, the Workers Way

Let a Workers Wayᵀᴹ financial coach help you create a personalized step-by-step plan to open the door to homeownership.

Convenient Online Payments

Pay your loan anytime from your online banking account or through the mobile app.2

Homeowner's Insurance

Workers Insurance Agency provides customizable coverage with flexible payment options.3

1Subject to credit underwriting and approval. Loan amount may vary based upon credit approval. Visit our rates page for all available rates and terms. Rates effective as of  and subject to change at any time. Offers may be withdrawn at any time. Workers Federal Credit Union membership required. Annual Percentage Rate=APR.

2Text, data, and messaging rates apply for downloading/utilizing the app and text alerts.

3Coverage varies by carrier. Products offered by Workers Insurance Agency and Affiliated Companies. Coverage is subject to eligibility and availability. Other terms, conditions, and exclusions may apply. Insurance products available through Workers Insurance Agency, a non-credit union subsidiary of Workers Credit Union are: NOT A DEPOSIT NOT NCUA-INSURED, NOT INSURED BY ANY FEDERAL GOVERNMENT AGENCY, NOT GUARANTEED BY THE CREDIT UNION, OR AFFILIATES MAY LOSE VALUE.