Home Equity Loan

Home Home Equity, Improvement and Energy Loans  Home Equity Loan

Financing Options Worth Hammering Home

Borrowing from the equity in your home is a great way to help keep your costs down. Complete a large project around the house or consolidate debt into a fixed payment each month.1

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  • Minimum Loan Amount $25,000
  • Loan terms up to 240 Months (20 Years)
  • 80% and 100% loan to value options3

Upgrade Your Home, the Workers Way

Whether you’re painting a room, replacing windows or installing a pool, home projects are exciting, and we want to share your vision! Before you start, meet with a Workers Wayᵀᴹ Financial coach who will help create a customized plan to reach your home improvement goals.

Convenient Online Payments

Pay your loan anytime from your online banking account or through the mobile app.4

Home Equity Loans - 100% Financing

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Term
Up to 60 Months
Up to 120 Months
Up to 180 Months
Up to 240 Months

Home Equity Loans - 80% Financing

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Term
Up to 60 Months
Up to 120 Months
Up to 180 Months
Up to 240 Months
1Subject to credit underwriting and approval. Loan amount may vary based upon credit approval. Visit our rates page for all available rates and terms. Rates effective as of 8/18/2021 and subject to change at any time. Offers may be withdrawn at any time. Workers Federal Credit Union membership required. APR=Annual Percentage Rate. Includes a 0.50% discount for electronic payments from a Workers Checking Account.

2The Annual Percentage Rate (APR) on a home equity loan is as low as 4.24% APR for Up to 60 Months. The monthly payment per $1,000 borrowed is $18.53. Taxes and insurance not included. Actual payment obligation may be greater. Early termination fee applies. Required down payment as low as 0-20%.

3Maximum combined loan to value is 80% or 100% for owner-occupied primary residence. Investment properties are not eligible. Homeowner’s insurance is required. Minimum loan amount is $25,000. 

4Text, data, and messaging rates apply for downloading/utilizing the app and text alerts.