Study this to learn how to get a College Degree Car Loan:*

  • Show credentials. We need proof of graduation from accredited four-year college or registered nursing program within the last two years.
  • Get hired. Show proof of future employment, with the starting date no more than 30 days from your auto purchase.
  • Check your salary. You’ll need to earn $1,900 a month from your employment.
  • Watch your debt. You’ll need an acceptable credit history, or none at all.
  • Buy something safe. Loans are issued only for vehicles made in the past five years.

Catch a Ride Into the Real World

Sure, there were parties. And you made great friends. But let’s face it, college was four years (or more) of hard work. You hit the books, hoping to someday be rewarded. Someday is here. You turned your degree into a good job, and now you need a way to get to work. Even if you don’t have much of a credit history yet, we’re willing to give you a car loan at competitive rates. We’re sure you’ll repay us on time. After all, you have proven success with multi-year commitments.

Get Pre-Approved


Convenient Locations

Workers Credit Union provides in-person banking services and financial coaching at locations in Worcester, Lowell, Fitchburg, Gardner, Chelmsford, Westford, Groton, Townsend, Lunenburg, Lancaster, Leominster, Athol, Hudson, and Orange, MA.

Apply for your College Degree Car Loan online or contact us with any questions.

College Degree Car Loan PAIRS WELL WITH...

Not ready to make the jump? Take a look at some of the other options, we’re sure you’ll find what you were looking for.

Mortgage Rates

30 Year Fixed
2.875% Rate  2.955% APR*

High Interest Checking

Earn up to 1.26% APY*


Subject to credit underwriting. Rates effective as of July 1, 2021 and subject to change at any time.

A Safe Place for Your Money

As a member of Workers, take comfort in knowing that every dollar you deposit is safe, secure, and 100% insured. All deposits are fully insured by a combined insurance coverage of the NCUA, up to $250,000, and the MSIC covers the rest. Now that’s safe keeping.