Auto Loan Refinance
Save Money or Pay Off Your Loan Sooner with a Refinance
Quickly refinance your current auto loan with a competitive rate1 and flexible terms that could help save you some money each month or payoff your loan faster.
As low as 5.24% APR1,2 for 66 Months
- Shorter term to pay off your loan sooner
- Easily apply online
- Discounted rate with autopay from a Workers checking2
Estimate How Much Car You Can Afford
Use our calculator to make sure your new payment will fit into your budget. Enter your preferred monthly payment, down payment and any trade-in and we’ll tell you how much you should spend on car, including taxes and documentation fees.
Calculate Your PaymentConvenient Online Payments
Pay your loan anytime from your online banking account or through the mobile app.3
Auto Insurance
Workers Insurance Agency provides customizable coverage with flexible payment options.4
Auto Loans1,2
Apply Now| Term |
APR* |
Payment per $1,000 | Based On |
|---|---|---|---|
| New–2020: up to 66 Months | as low as 5.24% | $17.47 | 66 Months |
| New–2020: 67 to 78 Months | as low as 5.74% | $15.39 |
78 Months |
| New–2020: 79 to 84 Months | as low as 6.24% | $14.72 | 84 Months |
| 2019–2016: up to 72 Months | as low as 6.50% | $16.81 | 72 Months |
| 2015-2014: up to 48 Months | as low as 8.00% | $24.41 | 48 Months |
| 2000 or older, up to 60 Months | as low as 6.75% | $19.68 | 60 months |
| 2000 or older, up to 72 months | as low as 7.00% | $17.05 | 72 months |
1Subject to credit underwriting and approval. Loan amount may vary based upon credit approval. Visit our rates page for all available rates and terms. Rates effective as of 8/18/2021 and subject to change at any time. Offers may be withdrawn at any time. Workers Federal Credit Union membership required. Other rates and terms available. Annual Percentage Rate=APR. No down payment required unless otherwise noted.
2APR includes a .500% discount for automatic payments from any Workers Checking Account. Minimum to open a Workers Checking Account is $5. If automatic payments from a Workers Checking Account cease at any time, for any reason, the .500% discount will be forfeited, which will result in an immediate increase in rate and monthly payment. Once the .500% discount is forfeited, it is forfeited for the life of the loan. Other rates and terms are available. Visit our rates page for all available rates and terms
3Text, data, and messaging rates apply for downloading/utilizing the app and text alerts.
4Coverage varies by carrier. Products offered by Workers Insurance Agency and Affiliated Companies. Coverage is subject to eligibility and availability. Other terms, conditions, and exclusions may apply. Insurance products available through Workers Insurance Agency, a CUSO of Workers Credit Union are: NOT A DEPOSIT NOT INSURED, NOT NCUA INSURED, NOT MSIC INSURED, NOT INSURED BY ANY FEDERAL GOVERNMENT AGENCY, NOT INSURED OR GUARANTEED BY THE CREDIT UNION OR AFFLIATES. MAY LOSE VALUE. SUBJECT TO INVESTMENT RISK INCLUDING POSSIBLE LOSS OF PRINCIPAL INVESTED.