Auto Loan Refinance
Save Money or Pay Off Your Loan Sooner with a Refinance
Quickly refinance your current auto loan with a competitive rate1 and flexible terms that could help save you some money each month or payoff your loan faster.
As low as 6.74% APR1 for 48 Months
- Shorter term to pay off your loan sooner
- Easily apply online
Estimate How Much Car You Can Afford
Use our calculator to make sure your new payment will fit into your budget. Enter your preferred monthly payment, down payment and any trade-in and we’ll tell you how much you should spend on car, including taxes and documentation fees.
Calculate Your PaymentTake the Wheel, the Workers Way
Whether your dream is to upgrade your family vehicle or buy an RV for your next road trip, a Workers Wayᵀᴹ Financial Coach will help yo u create a personalized plan to get there.
Convenient Online Payments
Pay your loan anytime from your online banking account or through the mobile app.2
Auto Insurance
Workers Insurance Agency provides customizable coverage with flexible payment options.3
Auto Loans
Apply Now| Term |
APR* |
Payment per $1,000 | Based On |
|---|---|---|---|
| New–2018: up to 48 Months | as low as 6.74% | $23.96 | 48 Months |
| New–2018: up to 66 Months | as low as 7.24% | $18.53 | 66 Months |
| New–2018: 67 to 78 Months | as low as 7.74% | $16.47 | 78 Months |
| New–2018: 79 to 84 Months | as low as 8.74% | $16.08 | 84 Months |
| 2017–2016: up to 60 Months | as low as 8.00% | $20.42 | 60 Months |
| 2015-2014: up to 48 Months | as low as 8.00% | $24.58 | 48 Months |
| 2013: up to 24 months | as low as 9.50% | $46.28 | 24 months |
| 2012: up to 12 months | as low as 9.50% | $88.37 | 12 months |
1Subject to credit underwriting and approval. Loan amount may vary based upon credit approval. Visit our rates page for all available rates and terms. Rates effective as of 8/18/2021 and subject to change at any time. Offers may be withdrawn at any time. Workers Federal Credit Union membership required. Other rates and terms available. Annual Percentage Rate=APR. No down payment required unless otherwise noted.
2Text, data, and messaging rates apply for downloading/utilizing the app and text alerts.
3Coverage varies by carrier. Products offered by Workers Insurance Agency and Affiliated Companies. Coverage is subject to eligibility and availability. Other terms, conditions, and exclusions may apply. Insurance products available through Workers Insurance Agency, a non-financial subsidiary of Workers Credit Union are: NOT A DEPOSIT, NOT NCUA-INSURED, NOT INSURED BY ANY FEDERAL GOVERNMENT AGENCY, NOT GUARANTEED BY THE CREDIT UNION, OR AFFILIATES MAY LOSE VALUE.