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Here are the house rules for a Workers’ Home Equity Loan:

  • Nice price. Get a five-year loan for as little as 4.24% APR.*
  • Numerous options. Your equity is the ratio between your current mortgage balance and your home’s market value. Both 80%2 and 100%3 loan-to-value options loan-to-value options are available.
  • No rush. Loans are available with repayment terms of up to 240 months.
  • No surprises. Rates are fixed, which means they won’t rise during the life of your loan.
  • Necessary disclaimer. Interest on loans may be tax deductible. Consult your tax adviser to see if you qualify.

Money in Your Hands at the Right Moment

It’s common advice: Don’t buy something until you can afford it. But life’s big moments can come when you’re not swimming in savings. You can’t wait to renovate the nursery if Baby is due in two months. You can’t put off that family trip because Grandma won’t be around forever. You can’t ignore the medical bills when illness strikes. When you need money for remodeling or major emergencies, leverage the value of your house and apply for a low-cost Workers’ home equity loan. Because we know that sometimes you don’t have a moment to spare.
 


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Convenient Locations

Workers Credit Union provides banking services to greater Chelmsford, Westford, Groton, Townsend, Lunenburg, Lancaster, Leominster, Fitchburg, Lowell, Worcester, and Athol, MA. Apply for your Home Equity Loan online or contact us with any questions.

Checking Account Tools

Home Equity Loan PAIRS WELL WITH...

Not ready to make the jump? Take a look at some of the other options, we’re sure you’ll find what you were looking for.

Mortgage Rates

30 Year Fixed
4.375% Rate  4.459% APR*

Auto Loans

Get in gear with a Auto Loan as low as 4.99% APR*

Disclaimer

*The Annual Percentage Rate on our home equity loan is as low as 4.24% APR up to 60 Months. The monthly payment on a 60-month home equity loan per $1,000 borrowed is $18.53. Annual Percentage Rates (APR) include a 0.50% discount for electronic payments for your home equity loan from a Workers Checking Account.

*Please consult your tax advisor to see if you qualify. (1)The Annual Percentage Rate on our home equity loan is as low as 4.24% APR up to 60 Months. The monthly payment on a 60 month home equity loan per $1,000 borrowed is $18.53. Annual Percentage Rates (APR) include a 0.50% discount for electronic payments for your home equity loan from a Workers Checking Account.  (2)Other rates and terms on Workers’ home equity loans are available. Minimum line amount is $25,000. Offer applies to new  home equity loans only on owner-occupied primary residence to a maximum 80% combined loan-to-value and a maximum of 75%^ combined loan-to-value on owner-occupied second homes. Homeowners insurance required. Rates on our home equity loans are subject to our normal credit requirements. Rates subject to change without notice. Offers may be withdrawn at any time. Workers’ Credit Union membership required. Other restrictions may apply.

More for your money

As a member of Workers, you’ll enjoy access to valuable resources and programs. Plus, you’re automatically enrolled into our GiveBack program. See how much you could earn each year.